looch transfers let you transfer money between looch accounts or move money to or from an external account. looch transfer flows start with 'Transfer funds' on the dashboard and end with a review and device authentication. looch standard transfers are free, fast transfers cost $5 or are free to an accounting-enrolled external account, and instant transfers cost 1.5%, with a 50¢ minimum and $20 maximum. looch transfers dated later can be rescheduled or canceled from Activity.
Last verified: September 30th, 2026.
Transfer money between accounts
On the dashboard, tap 'Transfer funds'.
On Transfer date, keep today or pick a later date, then tap 'Next'.
On Transfer from, choose the account the money leaves, then tap 'Next'.
On Transfer to, choose the destination account, then tap 'Next'. Your personal external accounts are under 'Related parties'.
On Transfer amount, enter the amount, then tap 'Next'.
Choose an available speed, then tap 'Next'. Tap 'Fees & cutoff times' to review every fee and cutoff first.
Check Date, Frequency, From, To, Transfer amount, the fee, and Total debit, then slide 'Transfer' and pass device authentication. A transfer dated today says 'This can’t be canceled'. A later transfer says 'Schedule transfer'.
Transfer fees and cutoff times apply by speed
Speed | Fee | Cutoff time |
Standard transfer | Free | 8:15 pm ET |
Fast transfer | $5, or free to an accounting-enrolled external account | 1:00 pm ET |
Instant transfer | 1.5%, min 50¢, max $20 | No cutoff time |
looch processes instant transfers around the clock, 24/7/365. looch processes all other transfers only on business days. See transfer fees and more about no-fee business accounts.
Transfer access and limits depend on the account
looch shows 'Transfer funds' only to people allowed to move money for the business. looch transfers have a $1 minimum and a $100,000 maximum. Contact Facing isn’t available under Transfer to because its balance moves to Primary Business every night.
Questions about looch transfers
How much does it cost to transfer money out of looch?
looch standard transfers are free. looch fast transfers cost $5 or are free to an accounting-enrolled external account. looch instant transfers cost 1.5%, with a 50¢ minimum and $20 maximum.
Can I cancel or change a scheduled transfer?
A looch scheduled transfer can be changed or canceled. From the nav bar, go to Cash, then Activity, and open the transfer. Tap the date to reschedule it, choose a new date on Transfer date, tap 'Next', then slide 'Reschedule transfer', or tap 'Cancel' and then 'Cancel scheduled transfer'.
How long does it take to move money in from my other bank?
When you transfer money in from an external account, we pull the funds the next business day. To make sure your bank approves the withdrawal, we hold the funds for two business days, then deposit them into your looch account the day after that.
What’s the most I can transfer at once?
looch allows a maximum of $100,000 per transfer. looch requires at least $1 per transfer.
Why can’t I transfer money into Contact Facing?
looch doesn’t offer Contact Facing under Transfer to because its balance moves to Primary Business every night.
Get help with a transfer
Sign in, tap the help button at the top right of the dashboard, then 'Messages'.
About looch
Get the most out of looch, the financial operating system for your business. looch is a mobile app available on the App Store and Google Play.