Does looch work with Zelle? | looch

looch accounts can’t send or receive money through Zelle. looch has its own email-based instant payment network that keeps all your business payments 1099-compliant.

Last verified: September 30th, 2026.

looch lets you pay a business by email address

On the dashboard, tap 'Accounting', then 'Pay & get paid'.
Tap 'Pay'.
Tap the contact you’re paying, or search by email address or business name, then tap 'Pay · 1'.
Tap 'Got it!' on 'Contact will self-onboard' if it opens before the review as you complete the payment steps.
Slide 'Transfer' on 'Payment review' to send the payment and see 'Instant transfer processing'.

The Pay & get paid screen in the looch app shows Keatley Trestle Furniture Inc selected and the Pay · 1 control.

The Contact will self-onboard sheet in the looch app explains what happens when a business isn’t on looch and shows Got it.

The Instant transfer processing screen in the looch app confirms a payment sent from a looch account.

The full amount, category, memo, source account, date, and review steps are in How do I pay another business with looch?

Instant payments include automatic 1099 tracking

Payments from looch accounts are always instant and free. Your contact is notified immediately.
Anyone you pay is added to your contacts.
A business that isn’t on looch receives an email invitation to self-onboard. The invitation replaces the need to request a W-9, and looch handles payment tracking for 1099 reporting once the business onboards.
looch files 1099s with the IRS for $2 per filing. See How do I file 1099s with looch?

Common questions about Zelle and looch

Can I link Zelle to my looch account?

looch accounts can’t send or receive money through Zelle.

How do I pay someone by email with looch?

looch lets you select a contact or search by email address or business name from Pay & get paid. looch also lets you ask a contact for money with 'Request money'. See How do I request money from a contact in looch?

What if the business I’m paying doesn’t use looch?

looch emails the business an invitation to self-onboard and tracks the payment for 1099 reporting once it onboards. looch lets a business that can’t become a looch business claim the payment with a Smartcard or to a bank account.

Does looch keep my payments ready for 1099s?

looch makes a 1099 determination when a contact is a looch business and tracks all payments for 1099 reporting. looch files 1099s with the IRS for $2 per filing.

About looch

Get the most out of looch, the financial operating system for your business. looch is a mobile app available on the App Store and Google Play.