looch Pay charges 3.3% + 30¢ for each online card payment. looch Pay adds 1.5% for a card issued outside the US and charges $35 for a card dispute. looch Pay lets your business decide who pays its card processing fees, one button at a time. looch Pay adds the fee to what your customer pays only when you pass the fee along, sizing the total so your business keeps its full price after the card fee comes out.
Last verified: September 30th, 2026.
Set who pays the card fee for a button
From the looch menu, go to Online stores, then tap a store that shows “looch Pay buttons” under “Selling with”.
Tap 'Create a button' and set up the button’s name, look, label and price.
Choose 'I’ll absorb the fee' or 'Pass the fee along to my customer' on 'Who pays the card fee?'.
Check the “Card fee” row on 'Button review', then tap 'Create button'.
Open the store, tap the button under “Buttons” and read “Card fee” on 'Button details'.
Card fees are set in plain numbers
Fee or choice | Amount or setting |
Card payment online | 3.3% + 30¢ |
Card issued outside the US | Add 1.5% |
Card dispute | $35 |
Who pays the card fee | Your business or your customer, chosen per button for card payments only |
See looch Pay for its pricing and buttons. For a broader look at the options, read how to lower card processing fees.
Questions about looch Pay card fees
How much does looch Pay charge for a card payment?
looch Pay charges 3.3% + 30¢ for each online card payment.
Can my customer pay the card fee instead of me?
looch Pay lets your customer pay the card fee when you choose 'Pass the fee along to my customer' for that button. looch Pay then shows the price and “Total with card fee” in the looch Pay modal.
Do cards from other countries cost more with looch Pay?
looch Pay adds 1.5% when a card is issued outside the US.
How much does a card dispute cost?
looch Pay charges $35 for a card dispute.
Can I change who pays the card fee after I create a button?
A looch Pay button can’t be edited after it’s created, so its card fee choice stays set. Create another button with a different name to use a different choice.
Help is available in the app
Sign in, tap the help button at the top right of the dashboard, then 'Messages'.
About looch
Get the most out of looch, the financial operating system for your business. looch is a mobile app available on the App Store and Google Play.