looch is a financial OS for founders and small businesses, combining company formation, no-fee accounts, Smartcards, looch Pay card sales, and automatic accounting. A looch profile holds four no-fee accounts: Primary Business, Tax Stash, Contact Facing and Payments. A looch Smartcard is a virtual Visa card that works everywhere Visa is accepted. looch Pay lets a business accept cards, Apple Pay and Google Pay on its website.
Last verified: September 30th, 2026.
You can explore looch from the nav bar
Tap 'Cash', then 'Dashboard', to see the 'Profit & Loss' card, the 'Transfer funds' and 'External acct' buttons, and each account’s balance under 'Cash'.
Tap 'Cash', then 'Smartcards', to see each Smartcard’s 'Add to Apple Wallet', 'Linked account' and 'Spending limit' tiles.
Tap 'Cash', then 'Activity', to see each transaction’s category and whether it’s 'Entered' or 'Not entered'.
Tap the ring in the middle of the nav bar to open the looch menu, with 'Accounts', 'Team', 'Online stores', 'IRS forms' and more.
A looch profile brings business finances together
Primary Business, Tax Stash and Contact Facing each have an account number and routing number in the app. Payments doesn’t.
looch keeps CPA-quality books in real time. The Activity screen shows how much is entered and uses looch AI’s auto-suggested categories for transactions marked 'Not entered'.
looch Start forms a Delaware C corporation, Delaware LLC, Wyoming LLC or Florida LLC for $249 all-in: The state filing fee, the EIN, and one year of virtual office, which includes the registered agent.
From 'IRS forms', looch files 1099s with the IRS for $2 per filing.
See looch pricing for profile features and fees, or read about all-in-one financial platforms for small businesses.
looch has clear availability and eligibility rules
looch is operated by Simplicity Fintech Inc, a financial technology company, not a bank.
looch is a mobile app available on the App Store and Google Play. Desktop apps will be available in early 2027.
A looch profile is for any US-registered LLC or corporation with an EIN and a qualifying US street address; a registered agent, virtual office, PO box or CMRA address doesn’t qualify.
looch is software only: There’s no human bookkeeper, and looch doesn’t prepare the income tax return or quarterly estimates.
Questions about looch
Is looch a bank?
looch is operated by Simplicity Fintech Inc, a financial technology company, not a bank.
Can I use looch on my computer?
looch is a mobile app available on the App Store and Google Play. Desktop apps will be available in early 2027.
Who can create a looch profile?
A looch profile is for any US-registered LLC or corporation with an EIN and a qualifying US street address; a registered agent, virtual office, PO box or CMRA address doesn’t qualify.
Does looch do my bookkeeping for me?
looch keeps CPA-quality books in real time. looch is software only: There’s no human bookkeeper, and looch doesn’t prepare the income tax return or quarterly estimates.
How much does it cost to form a company with looch Start?
looch Start forms a Delaware C corporation, Delaware LLC, Wyoming LLC or Florida LLC for $249 all-in: The state filing fee, the EIN, and one year of virtual office, which includes the registered agent.
About looch
Get the most out of looch, the financial operating system for your business. looch is a mobile app available on the App Store and Google Play.